ceiling comes up? >> yes. >> and i was this the room when one of the best analysts in washington politics say, there is not going to be a deal on this, because both sides have too much to lose and you want a deal that says, hey, i will raise your taxes and cut your entitlements, nobody is going to buy that kind of deal. >> and right. deep defining differences of the parties that cannot be papered over by a charm campaign. it is not going to happen. and now it does not mean that we won't reach a resolution to the debt ceiling and not going to default on the debt, and the markets in the economy may react negatively in the spring and summer as they did in 2011 as we had a deal that was made, but it will take a while and it will come back. >> andy, great to see you, and lauren, nice to be with you. >> thank you for having me. >> thank you. >> and josh lipton. >> well, tyler, american express enjoying a pop, and today, american express is right for the times and it is wealthy customer base is insulated from